No Payments Until January 20211
Take a break from auto loan payments: finance your vehicle with us! Purchase and refinance auto loans eligible. Call us or apply online today! No promotional code needed.
No Credit Check Black Friday Loans2
Online Only! November 16 - 19
Fast 500
How to Qualify:
- Must be a member for at least one (1) year
- Account(s) must be in good standing (account balance(s) not negative, no delinquent loans)
- Must show proof of income for immediate past six (6) consecutive months3
- Completed loan application and $30 non-refundable application fee must be submitted at the time of application
- Application fee will be waived for active duty military and dependents
- Members with existing Homebase Credit Union personal loans are NOT eligible
- Primary account holders only may apply; joint members must open their own account
- Limit one Fast $500 per member
- Existing Fast $500 Loan or Loyalty $1,000 Loans must be paid in full prior to qualifying for this promotion
- Members with late payments on previous Fast $500 Loan(s) or Loyalty $1,000 Loan(s) are NOT eligible
Terms:
- Term of six (6) months at 18% APR3
- Total of six (6) monthly payments: five (5) consecutive monthly payments of $100 and one (1) final month payment of $29
- Payments begin in December 2020
How to Apply:
Apply online November 16-19, 2020. Deadline for online applications is 4:30 pm ET on November 19, 2020. Loans will be funded by November 20, 2020.
Loyalty $1,000
Increase your loan limit if you’ve had 3 previous Fast $500 Loans with no late payments!
Details:
- All Fast $500 qualifications apply
- Limit one Loyalty $1,000 per member
- Must have had 3 previous Fast $500 loans with no late payments
Terms:
- Term of eleven (11) months at 18% APR3
- Eleven (11) consecutive monthly payments of $100
- Payments begin in December 2020
How to Apply:
Apply online November 16-19, 2020. Deadline for online applications is 4:30 pm ET on November 19, 2020. Loans will be funded by November 20, 2020.
Message from the CEO: New Website Designed to Help Our Members Thrive
One of our goals is to provide our members with convenient, secure, up-to-date digital services. After many months of planning and work, we’re thrilled to introduce our new website! Listed below are just a few of the new features you may find useful. Thank you for your membership!
Patsy Stuard, CEO
Secure & Convenient
Our new site is designed with our
members’ needs in mind. You’ll enjoy easier navigation and readability
on both desktop and mobile devices. Online account sign in is available
at the top of every page. We’ve also added a search bar at the top of
each page to further assist you in finding exactly what you need.
Enrich Financial Wellness
We’re pleased to offer Enrich, a financial education resource that can help improve the lives of our members. After answering a few questions, you’ll receive customized content on topics including budgeting, banking, insurance, investing, debt management, and more.
Enrich offers a variety of teaching tools that are informative, fun and engaging. Financial games and information about careers and scholarships make it a great resource to supplement children’s education as well.
Quick, Easy Online Loan Payments
You can now pay your Homebase Credit Union loan online from another financial institution! Payments made before 4pm EST will post the same day, and payments made after 4pm EST will post the following business day. This option will be faster and easier than external transfers!
You may choose to make your payment from an account at no charge, or pay with a debit or credit card (includes a $7.95 convenience fee).
Register for the online payments system by clicking on “Make a Payment” at the top of any page. Or if you’re on a mobile device, look for the “Make a Payment” button in the gray bar at the bottom of each page.3 Ways to Save this Season
Skip-A-Payment5
Need to take a break from your loan payments to allow for those extra holiday expenses? For just $25, you may be able to skip your December payment. Contact a loan officer for details, qualifications and restrictions.
Homebase Credit Union Platinum Rewards Visa® Card6
A Homebase Credit Union Platinum Rewards Visa Card features the same low rate for purchases, balance transfers and cash advances. Plus, for every purchase, you earn rewards points7 redeemable for gift cards, travel, electronics, and other gifts.
Christmas Club Payouts
Christmas Club members have been saving all year, and now’s the time to reap the benefits! Club payouts will be deposited into your share account in early November. If you haven’t tried a Christmas Club Account, now is a great time to join! With convenient payroll deduction, it’s easy and automatic!
Holiday Closings
Columbus Day: October 12
Veterans Day: November 11
Thanksgiving: November 26. Fort Lee branch also closed November 27.
Christmas Day: December 25 and 26. Fort Lee branch also closed December 24.
New Years Day: January 1
1) Offer valid 10/1/2020 - 11/30/2020. Valid on new Homebase Credit Union loans only. Current Homebase Credit Union loans do not qualify. Subject to credit approval. Rate you receive is determined by credit qualifications. Depending on the vehicle value, terms are available up to 84 months. Interest will begin to accrue from the day of loan funding. Contact a Homebase Credit Union Loan Officer for details. Example: A loan amount of $25,000 financed for 72 months at 2.99% APR would make the monthly payment $383. APR = Annual Percentage Rate. Membership eligibility required. Membership is open to those that live or work in the following localities: Amelia, Charles City, Chesterfield, Colonial Heights, Dinwiddie, Goochland, Hanover, Henrico, Hopewell, King and Queen, King William, New Kent, Nottoway, Petersburg, Powhatan, Prince George, Richmond, and Sussex. New membership requires non-refundable membership fee of $1, plus $25 savings deposit refundable at account closing.
2) No Credit Check Black Friday Loan offers valid 11/16/20 through 11/19/20. Loans funded on the date of application. Contact a Fort Lee FCU Loan Officer for full details.
3) Proof of income may include most recent pay stub showing year-to-date income; social security award letter; legal agreements for alimony and/or child support; or for self-employment, the most recent federal tax return. For questions on proof of income, please contact the Homebase Credit Union Loan Department.
4) APR=Annual Percentage Rate.
5) Interest will continue to accrue per terms of loan contract. Mortgages, credit cards, Fast $500 loans and Loyalty $1,000 loans not eligible.
6) Certain qualifications and credit criteria apply. Ask an associate for details. Membership eligibility required.
7) Earn rewards points for every dollar spent on purchases. Cash advances and transfers from other credit cards do not qualify for rewards points. Must register your account at uchooserewards.com to redeem points.